How to Add a Beneficiary in Alinma Bank: A Step-by-Step Guide

Adding a beneficiary in your Alinma Bank account is an essential task for making secure and fast transfers. Whether you’re sending money to a local account or transferring internationally, the process is straightforward. Here’s a comprehensive guide on how to add a beneficiary, including the QR code method and international transfers.

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1. Adding a Beneficiary by Scanning QR Code

One of the easiest ways to add a beneficiary to your Alinma Bank account is by scanning their QR code through the Alinma app. This method simplifies the process and ensures accuracy in entering the beneficiary’s details.

Steps to add a beneficiary by scanning QR code:

1. Log into the Alinma App:
   • Open the Alinma app on your device and log in using your credentials.
2. Navigate to the Transfers Section:
   • From the home screen, select the “Transfers” option, and then click on “Add Beneficiary—Alinma.”
3. Enter Beneficiary’s Nickname:
   • Choose a simple nickname to easily identify the beneficiary. This is helpful when you have multiple beneficiaries.
4. Tap the QR Code Icon:
   • Tap the QR code icon to open the scanning option.
   • Select your preferred method (camera, gallery, or another scanner) to capture the QR code from the beneficiary’s account card.
5. Save the Beneficiary:
   • After scanning the QR code, review the beneficiary details, confirm they are correct, and then save them to your account.

By following these steps, you can quickly add a new beneficiary for easier future transfers.

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2. How to Get the Beneficiary’s QR Code

If you’re on the receiving end of the transaction, the process of sharing your QR code with the sender is just as simple. Here’s how to retrieve your QR code for easy sharing:

Steps to get the beneficiary’s QR Code:

1. Log into the Alinma App:
   • Open the app and log in to your account.
2. Select the Account:
   • Choose the account from which you want the beneficiary to send funds.
3. Add the Customer’s Account Card:
   • The app will allow you to add the customer’s account card with the QR code.
4. Save the Customer’s Account Card:
   • Save the account card with the QR code to your device’s gallery (available for both iOS and Android users) for easy access and sharing.

With this, you’ll have your QR code ready to share, making the process of receiving payments faster and more convenient.

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3. Adding an International Beneficiary

If you wish to send money abroad or add an international beneficiary, Alinma Bank provides a simple procedure. Here’s a guide to adding an international beneficiary to your account:

Steps to add an international beneficiary:

1. Open the Alinma App:
   • Log into your Alinma Bank mobile banking app.
2. Navigate to Transfer:
   • On the homepage, tap on the “Transfer” option, which will lead you to the next step.
3. Click on “Add Beneficiary”:
   • Select the “Add Beneficiary” option, where you’ll be able to enter the required details for the beneficiary.
4. Choose “International Beneficiary”:
   • If you’re adding an international beneficiary, choose the “International” option, usually listed under the “SWIFT” transfer option.
5. Enter Beneficiary Information:
   • Fill in the necessary details, such as the beneficiary’s full name, nickname, country, and bank details (account number, bank name, address, etc.).
   • Select the currency of the beneficiary’s country and any relevant details like IFSC code for international transfers.
6. Review and Confirm the Information:
   • Double-check that all the beneficiary’s details are entered correctly.
7. Activate the Beneficiary:
   • After adding the beneficiary, the next step is to activate them. This can be done through the helpdesk or ATM, depending on your preference.

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4. Verification and Activation Process

Once the beneficiary is added to your account, you need to verify and activate them before proceeding with any transactions.

Verification steps:

1. Verify Beneficiary via Call:
   • Alinma Bank requires verification for new beneficiaries to prevent fraudulent activity. You will either receive a verification call or use an automated call system to confirm the beneficiary’s details.
2. Input Alinma ID:
   • During the verification process, you’ll be prompted to enter your Alinma Bank ID. This helps ensure the security of your transactions.
3. Complete the Activation:
   • Once you’ve confirmed your details, your beneficiary will be activated and ready for transfers.

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5. Making Transfers to Your Beneficiary

After successfully adding and activating your beneficiary, you can begin making transfers. Here’s how:

1. Navigate to the Transfer Section:
   • Go to the “Transfer” section in your Alinma app.
2. Select the Beneficiary:
   • Choose the activated beneficiary from your saved list.
3. Enter Transfer Details:
   • Select the amount you wish to send and choose the transfer method (cash or account transfer for international transactions).
4. Confirm the Transaction:
   • Review the transfer details, including the amount, recipient’s account, and currency. Confirm everything is correct.
5. Complete the Transfer:
   • Finalize the transfer by confirming the action. The funds will be sent to the beneficiary’s account.

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Conclusion

Adding a beneficiary to your Alinma Bank account is quick and easy. Whether you use the QR code scanning method for local transfers or follow the steps for adding international beneficiaries, the process is streamlined for a smooth experience. Ensure you verify and activate your beneficiary for secure and error-free transactions.

By using these methods, you’ll save time and effort, making your banking experience with Alinma more convenient than ever before.