How to Add an International Beneficiary in Al Rajhi Bank (2025 Guide)
Looking to send money abroad from your Al Rajhi Bank account? To initiate international transfers, you must first add and activate an international beneficiary through Al Rajhi’s secure digital channels.
This guide covers the entire process—step-by-step—using the Al Rajhi mobile app, online banking (Mubasher), and how to activate the beneficiary via Nafath or call back verification.
🌍 What Is an International Beneficiary?
An international beneficiary is someone (individual or business) outside Saudi Arabia whom you wish to send money to via:
- SWIFT transfer
- Western Union
- IMT (Instant Money Transfer) partners
✅ Requirements to Add an International Beneficiary
- An active Al Rajhi account
- A registered mobile number for OTP/Nafath
- Beneficiary details:
- Full name
- SWIFT/BIC code
- Bank name and address
- IBAN/account number
- Currency
📲 How to Add an International Beneficiary via Al Rajhi App
Step-by-Step:
- Open the Al Rajhi Mobile App
- Go to Transfers > Beneficiaries
- Select “Add International Beneficiary”
- Choose Transfer Method (e.g., SWIFT)
- Enter:
- Full name
- Country
- Bank name
- SWIFT/BIC code
- Beneficiary’s account number/IBAN
- Nickname for quick reference
- Tap Submit
- Choose Activation Method:
- Nafath App verification
- Or Phone call verification (automated call from 920003344)
- Complete the activation process
✅ Beneficiary will be available for transfers within minutes after activation.
🖥️ How to Add via Al Mubasher Online Banking
- Login at: www.alrajhibank.com.sa
- Go to Transfers > Manage Beneficiaries
- Click “Add Beneficiary” > Select International
- Fill in all required fields
- Choose activation method: Nafath or call back
- Confirm and save
🔐 How to Activate the Beneficiary
1. ✅ Nafath App (Recommended)
- Select “Activate via Nafath”
- You’ll be redirected to your Nafath app
- Confirm the request and biometric verification
- Activation is instant
2. ☎️ Call Back Method
- Receive an automated call from 920003344
- Press “1” to approve activation
- Beneficiary is added within 5–10 minutes
⚙️ After Activation: Start Your International Transfer
Once the beneficiary is activated:
- Go to Transfers
- Select your beneficiary
- Enter amount, currency, and transfer purpose
- Confirm with OTP or Nafath
💡 Pro Tips
- Always double-check the SWIFT/BIC and IBAN to avoid delays
- Use the same currency as the destination account to avoid conversion loss
- Save the beneficiary nickname for fast repeat transfers
🧠 FAQs About International Beneficiaries in Al Rajhi
Can I add multiple international beneficiaries?
Yes. There’s no strict limit for personal accounts, but monitor your transfer caps.
Is there a fee for international transfers?
Yes. SWIFT transfers incur fixed and currency-based charges. Use the Al Rajhi fee calculator on their website.
How long does the transfer take?
SWIFT: 1–3 business days
IMT/Western Union: Instant to 24 hours
Adding an international beneficiary in Al Rajhi Bank is simple and secure, thanks to their integration with Nafath and automated activation options. Once added, you can send money globally using their app or online banking in just a few taps.
Stay accurate with beneficiary details and choose the right method to ensure fast, error-free transactions.
