How to Open an Al Rajhi Bank Account Online in 2025
Opening a bank account with Al Rajhi Bank, one of Saudi Arabia’s largest and most respected financial institutions, is now more convenient than ever. With digital transformation at its core, Al Rajhi offers a seamless online account opening process—ideal for residents, citizens, and expatriates.
In this comprehensive guide, we walk you through the exact steps, eligibility criteria, and online tools to open your Al Rajhi account—entirely from your mobile or desktop.
✅ Why Choose Al Rajhi Bank?
Al Rajhi Bank stands out due to:
- Islamic banking compliance (Shariah-compliant)
- Strong digital infrastructure
- Accessibility across Saudi Arabia
- Mobile-first banking with Al Mubasher & Al Rajhi mobile apps
📋 Who Can Open an Online Account?
You’re eligible to open an Al Rajhi online account if:
- You’re a Saudi citizen or resident
- You hold a valid Iqama or National ID
- You’re registered with Absher (MOI platform)
- You’re 18 years or older
🔍 Documents You’ll Need
Prepare the following before starting:
- Valid National ID (for Saudis) or Iqama (for expats)
- Registered Absher account
- Mobile number linked to Absher
- Optional: Proof of address (utility bill or lease)
📲 Step-by-Step: How to Open Al Rajhi Bank Account Online
1. Visit the Official Al Rajhi Online Portal
Go to: www.alrajhibank.com.sa
Or download the Al Rajhi Mobile App (iOS/Android)
2. Select “Open Account Online”
Click on “فتح حساب” (Open Account). You’ll be redirected to a digital application page.
3. Enter Your ID and Absher Credentials
This step verifies your identity with Nafath (National Digital Identity Service).
4. Provide Personal Information
You’ll fill out:
- Name, address, contact
- Job title and employer
- Monthly income bracket
5. Accept Terms and Verify Mobile
You’ll receive an OTP (one-time-password) for mobile verification.
6. Complete Biometric and Digital Signature
Use Nafath biometric verification through Absher.
7. Get Your IBAN and Account Details Instantly
You’ll receive:
- Your IBAN number
- Mobile banking credentials
- ATM card dispatch confirmation
📦 What You Get with Your Account
- Al Rajhi Debit Card (delivered via mail or collected at a branch)
- Online banking access (Al Mubasher)
- Mobile App Features (money transfer, SADAD, international remittance)
- ATM withdrawal limit setup
- IBAN generation for salary deposit
❗Tips for Fast Approval
- Ensure Absher account is active
- Use a registered mobile number
- Avoid VPN or IP-masking tools during the process
🏦 Can Expats Open Al Rajhi Accounts?
Yes. Expatriates with a valid Iqama can open an account online following the same steps, provided they are registered on Absher.
🔄 What to Do After Opening Your Account?
- Download and log in to Al Rajhi mobile banking app
- Link your salary or source of income
- Request physical debit card delivery
- Set up mobile alerts and transfers
🤔 FAQs About Al Rajhi Online Account Opening
Do I need to visit a branch?
No. Everything from verification to receiving the debit card can be done digitally.
Is this process free?
Yes. There are no fees for opening a basic current account.
Can minors open an account?
Only 18+ individuals with valid IDs can open an account online.
Opening an Al Rajhi Bank account online in 2025 is a streamlined process aligned with Saudi Arabia’s digital vision. With minimal requirements and instant banking access, it’s never been easier to manage your finances through a reliable, Shariah-compliant institution.
Start your digital banking journey today with Al Rajhi.
