How to Open an Alinma Bank Account Online
You can open an Alinma Bank account entirely online using the Alinma App or Alinma Internet. The process is designed for Saudi residents and citizens and includes verification via the Absher or IAM platform.
What are the requirements to open an Alinma account?
To open an account online, the following are required:
| Requirement Category | Details |
|---|---|
| Minimum age | 18+ years (15–17 allowed with guardian consent) |
| Valid ID | National ID (Saudis) or Iqama and passport (non-Saudis) |
| Mobile Number | Registered in Absher system |
| National Address | Must be registered with Saudi Post |
| Internet access | Via Alinma App or Alinma Internet |
| Guardian Details (15–17) | Guardian’s mobile number and ID for verification |
How to open an account if you are 18 years or older?
To open an account as an adult:
- Download the Alinma App or go to Alinma Internet.
- Tap “Open Account Online with Alinma”.
- Enter your ID number and registered mobile number.
- Log in to Absher to verify your identity.
- Read and accept the terms & conditions.
- Enter the verification code received via SMS.
- Use facial recognition to confirm your identity.
- Fill in:
- Employment details
- Monthly income
- Educational background
- National and foreign address
- Choose account purpose (e.g., saving).
- Create a Mada card PIN and a secure username/password for Alinma Internet.
- Finalize the registration. You’ll receive a confirmation call from Alinma Bank.
How do minors (15–17 years old) open an Alinma Bank account?
Minors can open an account with guardian involvement:
- Download the Alinma App or visit Alinma Internet.
- Select “Open Account”.
- Enter the dependent’s ID and registered mobile number.
- Log in to Absher to verify identity.
- Enter guardian’s ID and phone number.
- Guardian receives an OTP via SMS.
- Guardian shares the OTP with the minor.
- Minor enters the OTP to complete account creation.
What happens after you submit the application?
After submitting your details:
- You capture a selfie for facial verification.
- You fill out personal, employment, and financial information.
- You confirm your education level and employment position.
- You enter your Saudi and foreign addresses, postal code, and local/international mobile numbers.
- You complete tax information, usually set to “No”.
- You choose a card PIN, username, and password.
- The app confirms registration and Alinma will call to verify your request.
What are the features of the Alinma online account?
| Feature | Description |
|---|---|
| 24/7 Account Creation | Available anytime via Alinma App or Internet |
| IAM Platform Integration | Verifies your identity securely online |
| Instant Digital Debit Card | Issue instantly; option to print at kiosks |
| Full Digital Banking Access | Auto-enrollment in Alinma’s digital channels |
| Seamless Onboarding | Access products and services immediately after registration |
What services can you access with an Alinma account?
After opening your account, you can:
- Open savings, family, or kids’ accounts
- Subscribe to Nama Product, Instant Saving, or Kids’ Savings Service
- Transfer funds locally via SARIE
- Send money internationally via Western Union, SWIFT, Alinma Express
- Pay government bills and issue digital bank certificates
- Enroll in the “Akthr” loyalty program
- Use digital tools for everyday transactions
What features come with a current account?
Key banking features include:
- Instant IBAN generation
- Mada debit card with smart chip
- POS discounts and extra debit cards
- Checkbook issuance
- Online and mobile banking (Internet, Phone, ATM, App)
- Withdrawals and deposits at branches or ATMs
- Domestic and international money transfers
- Currency exchange and foreign currency sub-accounts
- Recurring payment orders setup
What are the official requirements for a current account?
| User Type | Required Documents |
|---|---|
| Saudi Citizens | National ID |
| Non-Citizens | Iqama and valid passport |
| All Applicants | Unified Relationship Form (available online) |
FAQs
Can I open an account without Absher?
No. Absher is required for identity verification.
Do I need to visit a branch?
No. The entire process is completed online.
Can I get a physical debit card?
Yes. You can print it at kiosks or request delivery.
How long does the process take?
Usually under 10 minutes if all documents are ready.
What is IAM in this context?
IAM is the National Identity Verification platform used for secure access.